Malta vs Portugal
Malta citizenship in 14 months at €600K vs Portugal's residency-to-citizenship track at €250K. Cost, timeline, family, tax, and visa-free reach compared.
If you need an EU passport now and can stomach €600K plus 12–14 months of diligence, Malta is the only direct CBI route to citizenship in the European Union. Portugal Golden Visa gets you residency at a third of the cost in under 8 months and converts to citizenship after 5 years if you meet the basic-Portuguese language test. The decision is timeline-driven: pick Malta when the passport is the deliverable; pick Portugal when permission to live, bank, and educate in the EU is enough.
- Need a second EU passport without a 5-year residency wait
- Can deploy €600K+ as a contribution rather than recoverable investment
- Already plan to relocate or maintain substantive ties to Malta
- Want the strongest EU passport (visa-free reach matches Portuguese)
- Prefer recoverable investment (qualifying funds at €500K) over contribution
- Comfortable with a 5-year wait for citizenship
- Want minimal stay (7 days/year) during residency phase
- Plan to use NHR-2.0 tax regime alongside the visa
- Malta's diligence is the strictest in the world — clean source-of-funds files only.
- Portugal exited real estate as a route in 2023; the funds + cultural-donation paths are what's open.
- Both passports give visa-free or visa-on-arrival access to 186 countries.
Malta vs Portugal — 常见问题
哪个更便宜：Malta 还是 Portugal？
Malta 起投 €600,000；Portugal 起投 €250,000。表面更低的门槛并不总等于更低的总成本——可回收投资（土耳其和部分房产路径）与不可退还捐款在净值上表现不同。
哪个办理更快：Malta 还是 Portugal？
Malta 的处理周期为 12–14 months；Portugal 为 6–8 months。请与资深顾问核实当前时效——公开时限假设尽调文件完整无瑕。
家庭成员是否可以随行？
Malta 涵盖配偶及受抚养子女。 Portugal 涵盖配偶及受抚养子女。 父母及兄弟姐妹的纳入规则因项目而异——请查看各项目详情页。
哪个免签覆盖更广？
Malta 提供 186 个国家的免签准入；Portugal 提供 186 个。免签范围会随双边关系变动——出行规划前请核实最新状态。
这些项目是否通向公民身份？
Citizenship 直接授予公民身份。 Golden Visa 属于居留——是否可入籍取决于归化规则。
Malta vs Portugal — 接下来读什么
多数 Citizen Sure 客户抵达本页时，短名单中已包含这两个项目之一。下面的对比指南是点击最多的后续阅读——它们把同样的问题（成本、速度、家庭、税务）放到其他候选项目上重新提问。