Investment Migration, Answered
Which CBI is best for a family of four?
Antigua wins on per-head economics for a family of four under the harmonised Caribbean five — its base + per-additional-dependant fee structure delivers the lowest total cost for spouse + two children. It also uniquely permits sibling inclusion among the operative programmes. St. Kitts and Dominica deliver comparable family economics with marginal differences in processing speed and banking acceptance.
For a family of four (principal + spouse + two dependent children), Antigua & Barbuda's CBI delivers the lowest per-head total cost among the harmonised Caribbean five. Antigua's family inclusion fee structure — base donation of $230K covering up to four family members — is the most family-friendly in the operative CBI estate. Critically, Antigua uniquely permits sibling inclusion among the harmonised five, which extends the per-application coverage. Dominica and St. Kitts deliver comparable per-head economics for a four-person unit but require additional per-dependant fees beyond the base. Outside the Caribbean: Malta CBI works for higher-budget families (€600K + per-dependant fees) wanting EU citizenship; Portugal Golden Visa converts to citizenship at year 5 with broad family inclusion (spouse + dependent children + parents over 65). For pure mobility-passport family economics, Antigua is the practitioner's recommendation. For EU citizenship pathway with family, Portugal is the consensus pick. The 5-day-in-5-years residency requirement under Antigua is the only operational catch — manageable for almost all family profiles.
4 programmes relevant to this answer
Antigua & Barbuda
Dominica
St. Kitts & Nevis
Portugal
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Frequently asked questions
Which CBI is best for a family of four?
Antigua wins on per-head economics for a family of four under the harmonised Caribbean five — its base + per-additional-dependant fee structure delivers the lowest total cost for spouse + two children. It also uniquely permits sibling inclusion among the operative programmes. St. Kitts and Dominica deliver comparable family economics with marginal differences in processing speed and banking acceptance.
Are children included automatically?
Dependent children up to a stated age (typically 18, sometimes 25 if in full-time education) are included as dependants. Adult children outside the dependency definition file separately.
Can grandparents be added later?
Yes — most Caribbean CBI programmes permit post-grant family additions for parents and grandparents subject to programme-specific rules and additional fees.
Do all family members have to attend interviews?
Generally yes — biometric appointments are required for each adult applicant. Children typically have streamlined processes. Multi-family-member files coordinate diligence in parallel.
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