投资途径指南
从美国申请葡萄牙黄金签证
Americans using Portugal's golden visa now invest through funds, since the property route closed in 2023. What is different for US investors: most Portuguese funds can be treated as passive foreign investment companies for US tax, which changes how gains are taxed, and the minimum stay is only days per year.
更新于2026年10月1日
简要回答
US citizens can get a Portuguese golden visa by investing €500,000 in qualifying Portuguese investment funds; there is no property route. The minimum stay is 7 days in the first year and 14 days in each later two-year period. Non-US funds are often PFICs for US tax, which can make gains costly unless a qualifying election is available, so take US tax advice before choosing a fund.
截至2026年10月1日
| 项目 | 详情 |
|---|---|
| 短期访问 | 180天内停留不超过90天免签（ETIAS启用后适用）来源 · 核实于2026年10月2日 |
| 文件 | 接受附加证明书：您的国家是《海牙认证公约》成员来源 · 核实于2026年10月2日 |
| 避免双重征税协定 | 全面的所得税协定已生效来源 · 核实于2026年10月2日 |
| 双重国籍 | 我们会针对您的情况确认 |
| 最低要求 | €500,000 in qualifying investment funds (real estate removed in October 2023)来源 |
从美国申请的不同之处
PFIC rules
US taxpayers holding non-US funds may be subject to the passive foreign investment company rules (Form 8621). Some funds provide information for a qualified electing fund election; check this before you invest.
No property route
Since October 2023, real estate no longer qualifies for the Portuguese golden visa, including through capital transfers.
Light presence
You only need to spend 7 days in Portugal in the first year and 14 days in each later two-year period, which suits people who keep living in the US.
可申请的途径
金额为官方来源的法定最低标准。官方费用为估算并会变动；我们的服务费按您的情况报价。
Golden visa through investment funds
Investors subscribing to qualifying (non-real-estate) Portuguese funds. There is no property route.
- 最低要求
- €500,000 in qualifying investment funds (real estate removed in October 2023)
- 后续路径
- Minimum stay of 7 days in year one and 14 days in each later two-year period
不确定哪种途径适合？
顾问将核实您从美国申请的资格，并在一个工作日内回复。
从美国申请的步骤
Choose a qualifying fund
Pick a CMVM-registered fund that meets the golden visa rules and suits your US tax position.
NIF and bank account
Get a Portuguese tax number and open a bank account.
Invest
Subscribe €500,000 and obtain the fund declaration.
Apply with AIMA
File online and attend biometrics in Portugal.
Renew
Keep the investment and meet the minimum stay to renew.
文件与认证
在美国为公文书（出生和婚姻证明、无犯罪记录证明、学历证书）办理附加证明书，并在目的地要求时由宣誓翻译翻译。
通常需要美国以及您近期居住过的其他国家出具的无犯罪记录证明。
申请地点
Apply online with AIMA, then attend a biometrics appointment in Portugal.
税务：移居前需要核实的事项
避免双重征税协定: 全面的所得税协定已生效 Listed in AT CDT table 2023
仅为一般信息，不构成税务建议。本页税务内容有待税务专家审核。
来源与审核
最后更新于2026年10月1日
- AIMA (Portuguese Agency for Integration, Migration and Asylum)
- IRS: Form 8621 (passive foreign investment companies)
- IRS: US citizens and resident aliens abroad
- Portuguese Tax Authority: double taxation conventions
本页部分内容正待我们的法律团队审核；在您申请前，我们会针对您的情况逐项确认。
与资深顾问沟通
不确定该选择哪个项目？
预约一对一视频咨询。我们将了解您的目标、家庭情况和预算，然后为您说明适合的项目，并提供费用、办理周期及后续步骤。
- 严格保密，受保密协议保护
- 由资深顾问主持
- 预约前显示最终价格
常见问题
Can Americans still buy property for a Portuguese golden visa?
No. Property routes were removed in October 2023; funds are the main route.
Are Portuguese golden visa funds PFICs?
Many non-US funds are treated as PFICs for US tax. Some offer reporting for a QEF election; take US tax advice.
Do I need to live in Portugal?
No. The minimum stay is 7 days in the first year and 14 days in each later two-year period.
Can it lead to citizenship?
Under the nationality law in force since 19 May 2026, citizenship needs 10 years of legal residence (7 for EU and Portuguese-speaking CPLP nationals). We confirm how your residence periods count.
哪种途径最适合我？
这取决于您的目标：在该国生活、获得第二本护照、税务规划，或为家人建立生活基地。本页面的各条途径已按对来自您所在国家的人士的契合度排序。
迁居需要多长时间？
时间取决于所选途径、您的材料是否齐备以及政府的办理速度。每个项目页面均显示其公布的办理周期范围。
进一步了解
与本页相关的项目、指南、洞察和工具。