What's the cheapest Caribbean citizenship by investment?
Under the harmonised MoA framework, all five operative Caribbean CBI programmes share a USD 200K minimum donation. Total cost (donation + government fees + diligence fees + legal/advisory) typically runs USD 260K–USD 320K for a single applicant. Dominica retains marginal advantages on processing speed and total cost; St. Kitts on banking acceptance; Antigua on per-head economics for families.
Post-harmonisation (effective 2024), the five Caribbean CBI programmes (St. Kitts & Nevis, Antigua & Barbuda, Dominica, Grenada, St. Lucia) operate on a converged USD 200K minimum donation. The headline price is identical across the five — differentiation now sits in second-order factors: government fees, family-inclusion economics, processing speed, due diligence depth, and banking acceptance. Total cost for a clean single-applicant Caribbean file lands at USD 260K–USD 320K. The donation accounts for $200K; government fees typically $25K–$50K; due-diligence fees $7,500–$15K per applicant; legal and advisory $30K–$80K. For a family of four (2 adults + 2 children) total cost typically lands at $290K–$370K — the per-head economics improve materially with family size, especially under Antigua's framework which permits sibling inclusion. Vanuatu remains the cheapest absolute CBI worldwide at ~$130K total but sits outside the Caribbean — and faces materially weaker Western banking acceptance than the harmonised five.
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Higher headline cost (typically $300K–$400K) but the capital recovers after the holding period. Net-of-recovery, real-estate is cheaper for clients who can manage the property exit. Donation is simpler operationally.
Vanuatu is the cheapest operative CBI globally but sits outside the harmonised Caribbean. Reach is materially weaker (98 vs 145–157 visa-free countries) and Western correspondent banks treat Vanuatu passports cautiously.
$290K–$370K total typically, depending on programme and family inclusion specifics. Antigua wins per-head economics among the harmonised five.
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