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Golden Visa عن طريق الاستثمار

Portugal

“Europe's most popular golden visa — minimal stay, maximum access, with a clear path to EU citizenship.”

Golden Visa186 Visa-Free CountriesFrom €250,0006–8 months
لمحة سريعة عن البرنامج
دقيقة. استثمار
€250,000
يعالج
6–8 months
الدخول بدون تأشيرة
186 بلدان
أفراد العائلة
الزوج، الأطفال، الآباء
متطلبات البقاء
7 days/yr
المنفعة الضريبية
نعم
Verified by senior advisor
Updated September 2026 · Sourced from government regulations
Why investors trust us
Independent
No developer commissions
NDA on every engagement
Confidential by default
98% success rate
First-submission approvals
Overview

ملخص

Portugal's Golden Visa Programme (Autorização de Residência para Actividade de Investimento — ARI) is one of Europe's most sought-after residency investment pathways. It offers EU residency, Schengen zone access, and a clear route to full Portuguese citizenship after just 5 years — with a minimum physical presence of only 7 days per year.

Since its launch in 2012, the Portugal Golden Visa has been one of the most successful investment residency programmes in history. The programme has attracted over €7 billion in foreign direct investment and issued permits to over 12,000 investors and their families from more than 100 nationalities.

Key benefits

الفوائد الرئيسية

EU Residency from Day One
Live, work, and travel freely across all 27 EU Schengen states. Access the EU single market without restrictions.
Path to EU Citizenship
After just 5 years of legal residency (7 days/year), you become eligible to apply for full Portuguese citizenship and passport.
7 Days Per Year Minimum Stay
One of the lowest stay requirements of any EU residency programme. No need to relocate your primary residence.
NHR Tax Regime
Portugal's Non-Habitual Resident regime offers a flat 20% tax rate on Portuguese income and potential exemptions on foreign income for 10 years.
EU Education Rights
Children have access to Portugal's public education system and can attend university anywhere in the EU on domestic terms.
Family Reunification
Spouse, dependent children of any age, and dependent parents of both spouses can be included in a single application.
Investment options

خيارات الاستثمار

Option 1

Investment Fund Units

Currently the most popular route — no property purchase required
From €500,000
From

Investment in qualifying Portuguese investment fund units or venture capital funds. This route is popular because it does not require purchasing real estate in a restricted area, offers diversified exposure to the Portuguese economy, and is managed by regulated fund managers. We can provide a curated list of eligible funds.

Most popular routeNo property requiredDiversified investmentFund manager managed
Option 2

Real Estate — Commercial & Low-Density

Property investment in eligible areas
From €280,000
From

Real estate investment in low-density areas or commercial properties. Metropolitan residential property in Lisbon, Porto, and the Algarve has been excluded since October 2023. Qualifying properties include commercial real estate throughout Portugal and residential property in eligible low-density municipalities.

Low-density areasCommercial property5-year hold period
Option 3

Capital Transfer

Transfer to a Portuguese financial institution
From €1,500,000
From

A capital transfer of a minimum of €1.5 million to a Portuguese bank, with the capital available for productive investment. This route suits applicants who prefer maximum liquidity and flexibility in their underlying investment strategy.

Maximum flexibilityBank-held capitalNo real estate required
Eligibility

متطلبات التطبيق

Valid passport (non-EU, non-EEA nationality)
Clean criminal record from country of origin and country of residence
Proof of legal entry into Portugal
Qualifying investment made and evidenced
Health insurance policy with Portugal coverage
Declaration of compliance with minimum investment rules
Minimum 7 days per year physical presence in Portugal (from Year 2: 14 days/2-year period)
Timeline

عملية التقديم والجدول الزمني

  1. Initial Assessment & Investment Selection

    1–2 weeks

    Eligibility review, NHR tax analysis, and investment vehicle selection with your dedicated advisor.

  2. Investment Execution

    4–8 weeks

    Complete the qualifying investment — fund subscription, property acquisition, or capital transfer — and obtain relevant documentation.

  3. Application Submission to AIMA

    2–4 weeks

    We prepare and submit the complete Golden Visa application to the Portuguese immigration authority (AIMA).

  4. Biometrics Appointment in Portugal

    3–8 months wait

    In-person appointment in Portugal for biometric data collection. We coordinate scheduling.

  5. Residence Permit Issued

    1–2 months after biometrics

    Permit card issued. Valid for 2 years from issuance, then renewable for successive 2-year periods.

  6. Citizenship Eligibility After 5 Years

    5 years from first permit

    After 5 years of legal residency (minimum 7 days/year), you may apply for Portuguese citizenship and passport.

الأسئلة المتداولة

Portugal Golden Visa — frequently asked

The questions advisors hear most often on this topic. If your situation is more specific, the senior-advisor consultation is the fastest route to a tailored answer.

Senior advisor response
2 hours
Average reply during business hours

No. Since October 2023, residential real estate in metropolitan Lisbon, Porto, and the Algarve is no longer eligible. Investment fund units are now the most popular and recommended route. We can provide a curated list of eligible funds.

The minimum physical presence requirement is 7 days in the first year and 14 days in each subsequent 2-year renewal period. This is one of the lowest stay requirements of any EU residency programme and does not require you to relocate your primary residence.

Yes. The Golden Visa grants you the right to live and work in Portugal and travel freely within the Schengen Area without a visa. After 5 years of legal residency, you may apply for Portuguese citizenship and passport.

Portugal's Non-Habitual Resident (NHR) regime offers a flat 20% income tax rate on qualifying Portuguese-source income and potential exemptions on certain foreign-source income for 10 years from the date you become a Portuguese tax resident. Our tax advisory team will assess your personal situation and structure your residence accordingly.

The investment and application preparation typically takes 6–10 weeks. The wait for a biometrics appointment at AIMA currently ranges from 3–8 months. Following your biometrics appointment, the permit is issued within 1–2 months. Total timeline from engagement to permit issuance is typically 6–12 months.

Ready to start?

Get a tailored Portugal Golden Visa plan.

A senior advisor will assess your Portugal Golden Visa eligibility, structure your application, and lay out the timeline — typically within a 30-minute call.

يستجيب كبير المستشارين خلال ساعتين اتفاقية عدم الإفشاء الصارمة · سري
ابدأ

هل أنت مستعد لبدء رحلتك Portugal؟

تحدث مع أحد متخصصي Portugal — بدون تكلفة، وبسرية تامة.

احجز احجز استشارة مقارنة البرامج
الاستخبارات الحرة

موجز استخبارات الهجرة

تحديثات البرامج الشهرية، والتنبيهات التنظيمية، ورؤى الإستراتيجية الضريبية، ومعلومات السوق - موثوق بها من قبل أكثر من 14000 مستثمر عالمي.

انضم إليها أكثر من 14,000 مستثمرمن أكثر من 120 جنسية

لا البريد المزعج. إلغاء الاشتراك في أي وقت. قرأها أكثر من 14,000 مستثمر على مستوى العالم.

Programme perspective

Portugal Golden Visa 2026 — Complete Guide

Portugal's Golden Visa programme remains one of the world's most popular investment residency pathways in 2026. Despite the removal of residential property in prime urban areas as a qualifying investment, demand for the programme continues at record levels, with investment fund units emerging as the dominant route. The programme offers EU residency, Schengen access, and a path to full EU citizenship after 5 years — with a minimum stay of just 7 days per year.

Portugal Golden Visa vs Other EU Programmes

Compared to other EU golden visa programmes, Portugal offers a compelling combination of accessibility (from €250,000 for low-density real estate), minimal stay requirements (7 days/year), a clear citizenship pathway (5 years), and attractive tax benefits (NHR regime). Greece offers a similar entry price point but has a longer citizenship pathway (7 years). Spain requires €500,000 in real estate but offers a strong lifestyle proposition. Malta offers EU citizenship directly — at a significantly higher investment threshold — without the residency pathway.

€250,000
Min. investment

≈ $270K USD

7 mo
Processing time

Typical, indicative

186
Visa-free reach

Countries on this passport

Yes
Family inclusion

Spouse + dependants

Yes
Tax benefits

Per programme rules

98%
Success rate

First-submission approvals

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