What changed in Caribbean CBI after harmonisation?
The 2024 Memorandum of Agreement (MoA) harmonised pricing across the Caribbean five at a USD 200K minimum donation. Differentiation now sits in family inclusion, processing speed, and banking acceptance. Programmes did not converge on diligence depth, citizenship rights, or visa-free reach. Real-estate routes vary by programme. The harmonisation is on price, not on substance.
The 2024 Memorandum of Agreement (MoA) among the Caribbean five (St. Kitts & Nevis, Antigua & Barbuda, Dominica, Grenada, St. Lucia) introduced a coordinated USD 200K minimum donation across all five programmes. The harmonisation responded to US Treasury pressure on perceived race-to-the-bottom dynamics among Caribbean CBIs and to coordinated EU diligence framework conversations. What changed: minimum donation threshold (raised across the cluster), coordinated regional CARICOM-level due diligence checks, agreement on shared best practices. What did not change: programme-specific family inclusion rules (Antigua retains sibling inclusion; Malta does not), processing speeds (Dominica still fastest, St. Kitts oldest, St. Lucia newest), Caribbean visa-free reach (varies by programme), or banking acceptance (St. Kitts strongest, St. Lucia least-tested). Real-estate routes remain programme-specific with varying minimum thresholds (typically $300K–$400K). The practical effect for applicants is that price is no longer the differentiator — the choice between Caribbean programmes is now about processing speed, family economics, banking acceptance, and recognised brand. Pre-harmonisation patterns where Dominica was distinctly cheapest are no longer operative; the cluster competes on second-order factors.
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Marginally. CARICOM-level coordination added some shared diligence checks. Within-programme processing windows are largely unchanged from pre-harmonisation; published 2–4 months remain typical.
No — the harmonisation raised the floor. Pre-2024, donation routes started at $100K (Dominica). Post-MoA, the floor is $200K across all five programmes.
No — Vanuatu sits outside the Caribbean and outside the MoA framework. Vanuatu pricing and diligence remain independent of Caribbean coordination.
إجابات وموارد ذات صلة
الهجرة الاستثمارية قرار متشعّب — الإجابة الصحيحة تعتمد على أولوياتك المحددة في الإقامة الضريبية والعائلة والمصارف والجدول الزمني. الروابط أدناه هي أكثر ما يُقرأ لاحقاً من قِبل من وصلوا إلى هذا السؤال؛ واستشارة المستشار الكبير هي أسرع طريق للحصول على قائمة مخصّصة.